If you’re anything like us, you love to keep up-to-date with style trends that come and go on social media. One trend that hasn’t left our feeds in the last few seasons? “Old money style.”
Interest in the old money fashion aesthetic took off on TikTok and Pinterest around late 2023, where creators romanticized prep school vibes, tennis courts, and coastal estates.
We can’t say we’re totally surprised. The foundation of the old money aesthetic is all about timeless luxury. An “old money-aesthetic” wardrobe consists of quality materials that can carry over from year-to-year, subtle tones that work in different seasons, crisp, elevated cuts, quality knits, and comfortable, simple designs.
While the name might conjure images of yacht clubs and croquet in the countryside, the “old money aesthetic” is actually pretty versatile. It has many similarities to a classic capsule wardrobe – think quality basics in neutral tones, which is something we can definitely get behind.
Below, we’re taking a playful peek into the old money dress style, including sharing outfit ideas that fit the bill for every season.
Click below to start styling your wardrobe:
- What is old money style?
- The old money aesthetic explained
- How to achieve the old money aesthetic
- Old money style clothing inspiration
- Old money outfit ideas
- Summer old money outfits
- Old money outfits for fall
- Winter old money style outfits
- Spring old money outfit styles
What is old money style?
Old money style is a trending fashion aesthetic that’s taken social media by storm. It’s all about quiet luxury, and quality basics that last.
Classic silhouettes and neutral tones define the old money aesthetic. Think timeless tailoring, and a sense of effortlessly chic dressing. The “old money aesthetic” also tends to pull influence from late 1980s and 1990s English and American fashion – taking notes from figures like Princess Diana in a crisp white button down, naturally coloured hair, and a flattering statement gold earring.
Old money styling also gives the sense that someone’s cable knit sweater is vintage from their mom’s closet. Or an oversized fleece university crewneck, borrowed from their dad’s college days.
Shop crewnecks & cable knits:
The old money aesthetic explained
The old money aesthetic is all about timeless elegance, subtle luxury, and a polished, understated look. Instead of chasing bright bold trends, old money fashion embraces quality, longevity, and subtlety in its pieces. You’ll often see natural, high-end fabrics like cashmere, linen, wool, silk, tweed, and crisp cotton. Nothing too flashy, just great pieces, impeccably made.
Colours stay neutral – think navy, cream, camel, and white. Silhouettes are clean and classic. Whether it’s a pleated skirt, a linen blazer, or a perfectly tailored pair of trousers, the old money aesthetic is refined, and carefully occasion-appropriate.
How to achieve the “old money fashion aesthetic”
Wondering how to dress old money? We were wondering what exactly made up this trend, so we did our research. If you’re looking to channel the old money aesthetic, think less is more. Classic staples like linen trousers, silk blouses, cashmere knits, and structured blazers set the foundation for a wardrobe that can easily be mixed and matched.
“Old money fashion” often sticks to a neutral palette, so you can opt out of bold neons or flashy prints. Focus on quality, tailoring, great fit, and timeless, high-quality accessories like loafers or a leather handbag. Clothing pieces are often monochromatic, or have a classic pattern like vertical or horizontal stripes, or polka dots.
Aim to keep your entire look polished but relaxed. The goal? To look chic and put together, even if you’re just grabbing a quick iced coffee downtown.
Old money clothing: Wardrobe staples
Old money styled clothing has an ease to it, and nothing feels overdone. From crisp shirting to worn-in loafers, this look feels lived-in, not necessarily styled. It’s about dressing like you always know exactly what to wear, whether you’re strolling in the city or by the sea.
If you’re looking to incorporate a statement piece, it’s all about the details. A crisp white shirt with embroidered detail, maroon mules that add just the right amount of colour, or a bold yet classic gold earring, that makes a statement, but still pairs well with a more neutral outfit.
Shop wardrobe essentials & statement accessories:
The Old Money Essentials: Chic Pieces That Will Stay In Style
- Tailored blazers: structured, neutral, and effortlessly refined
- Cashmere sweaters: soft, simple, and slightly oversized
- Linen trousers and button-downs: breathable and crisp for warmer days
- Silk blouses: polished and elegant, a warm insulating material for fall
- Polo shirts and pleated skirts: preppy staples with lasting charm
- Tweed jackets and coats: a timeless material, classic for cooler seasons
Old Money Style Accessories: Timeless Pieces That Flatter
- Loafers, ballet flats, and low block heels: elegant and comfortable footwear
- Structured leather handbags: clean lines, no fuss
- Pearls or dainty gold jewelry: subtle touches that complete the look
- Neutral colour palette: navy, ivory, camel, soft blues, and charcoal
Old money outfit ideas
Now that you have an idea of the pieces that fit the “old money aesthetic,” here are a number of old money outfit ideas you can put together. Similar to the capsule wardrobe, this trend has some foundational pieces that can be mixed and matched.
1. Navy Blazer + White Linen Shirt + Beige Trousers
This is a classic combo that never goes out of style. The crisp white linen shirt keeps it fresh and breathable – especially suited to the summer months. The tailored beige trousers and navy blazer add structure and added balance to the outfit. Complete the look with loafers and a leather tote for effortless elegance. We also love pairing this look with an effortlessly-chic, slouchy handbag.
2. Cashmere Sweater + Pleated Midi Skirt + Ballet Flats
Cozy cashmere layered over a flowing pleated skirt creates a graceful silhouette. Neutral colours like cream or camel make this outfit versatile and sophisticated. Perfect for brunch or an afternoon wandering at the museum.
3. Silk Blouse + High-Waisted Wide-Leg Pants + Gold Hoop Earrings
Pair a silk top with tailored wide-leg pants to create a comfortable, classy look. Add subtle gold hoops and a leather crossbody bag to complete the look.
4. Polo Shirt + Khaki Shorts + Leather Loafers
A classic warm-weather look combining sporty and smart. A crisp polo shirt paired with tailored khaki shorts keeps your style neat and relaxed. Add comfortable leather loafers to complete the outfit.
5. Tweed Coat + Cashmere Turtleneck + Dark Denim Jeans
For cooler days, layer a classic tweed coat layered over a cashmere turtleneck. Throw on your favourite dark, well-fitted denim jeans. Complete the look with ankle boots and a structured handbag for a look that’s casual yet put-together.
Shop “old money” outfit ideas:
Old money summer outfits
The heat of the summer months can make dressing “effortlessly” a bit tough. Choosing the right materials can make all of the difference in looking chic and put together “old money summer style.” Looking effortless is all about being comfortable – so choose pieces you feel your best in, and materials that are breathable like cotton and linen.
Here are five timeless summer outfits to inspire your style in the warmer months:
1. White Linen Dress + Straw Hat + Leather Sandals
Breezy and elegant, a crisp white linen dress is a signature summer piece. Pair it with a wide-brim straw hat and simple leather sandals for that refined, coastal vibe. Heading on vacation? This is the perfect versatile fit.
2. Light Blue Button-Down Shirt + Beige Shorts + Loafers
A lightweight button-down tucked into tailored beige shorts is polished but still relaxed. Slip on some leather loafers and a classic watch for an elegant summer look.
3. Silk Camisole + High-Waisted Wide-Leg Linen Pants + Minimal Jewelry
Keep it light and luxe with a silk camisole and flowy linen pants. Accessorize with delicate gold hoops and a structured tote to stay effortlessly chic in the heat.
4. Striped Breton Top + White Cropped Trousers + Espadrilles
Nautical-inspired stripes meet crisp white trousers for a fresh, sophisticated outfit. Espadrilles complete the look with understated elegance.
5. Polo Shirt + Pleated Midi Skirt + Classic Sunglasses
A fitted polo paired with a flowing pleated skirt balances sporty with refined. Add a pair of flattering sunglasses and simple flats to capture that effortless summer charm.
Shop old money inspired summer outfit ideas:

Fall old money outfits
The crisp fall air calls for a change in fabrics and layers, but dressing with “old money style” can still be effortless. The key is choosing materials that layer well and will keep you warm. Think soft wools, cashmere, and structured cottons. Opt for pieces that are comfortable and help you look put together with ease.
1. Camel Wool Coat + Turtleneck Sweater + Tailored Trousers
A camel coat layered over a turtleneck and trousers or denim is fall sophistication at its finest. Pair with loafers or ankle boots to keep warm.
2. Chunky Knit Sweater + Pleated Midi Skirt + Leather Boots
Cozy meets classic with a chunky knit sweater tucked into a pleated skirt. Finish with knee-high leather boots and delicate gold jewelry for a refined seasonal look.
3. Tweed Blazer + Crisp White Shirt + Dark Denim Jeans
A heritage-inspired tweed blazer layered over a crisp shirt paired with dark denim keeps things smart yet casual. Add loafers and a structured bag to complete the look. We love this one from Ralph Lauren.
4. Cashmere Cardigan + Silk Blouse + Wool Trousers
Soft cashmere layered over a silk blouse, paired with wool trousers, creates effortless elegance. Simple pearl earrings and loafers tie it all together.
5. Plaid Scarf + Leather Jacket + Neutral Knit Dress
Mix textures with a soft knit dress, classic leather jacket, and a plaid scarf for a perfect fall outfit. Add ankle boots and minimal accessories for understated style.
Shop old money outfits ideas for fall:
Winter old money style outfits
Winter is the perfect season to lean into warmer fabrics and textures like cashmere, tweed, and wool in classic cuts. Styles like double-breasted coats, turtlenecks, and tailored trousers work perfectly in this season. Stick to a muted palette of navy, camel, charcoal, and cream for a timeless look. It will have you looking composed while keeping you cozy.
1. Wool Overcoat + Cashmere Turtleneck + Tailored Wool Pants
A classic wool overcoat layered over a cashmere turtleneck and tailored pants creates a polished winter look. Pair it with leather gloves and sleek ankle boots to accessorize.
2. Tweed Blazer + Thick Knit Sweater + Dark Denim Jeans
English-heritage-inspired tweed meets cozy knits in this elegant combo. Add dark jeans and loafers or boots keep it smart and warm.
3. Cashmere Coat + Silk Scarf + Leather Gloves
Bundle up in a luxurious cashmere coat paired with a silk scarf and leather gloves. Underneath, a simple knit dress or blouse and trousers keep the look understated yet chic.
4. Layered Sweaters + Wool Skirt + Knee-High Boots
Soft layered sweaters paired with a wool midi skirt and knee-high leather boots are chic and stylish, perfect for chilly days.
5. Quilted Jacket + Turtleneck Dress + Tights + Loafers
Wear a tailored quilted jacket over a fitted turtleneck dress with tights to balance function and style. Add loafers or ankle boots to complete the style
Shop “old money aesthetic” winter outfit ideas:
Spring old money outfit styles
Spring brings a fresh take on old money style; lighter layers, crisp shirting, and classic silhouettes in soft hues like ivory, sage, and powder blue. It’s the season to embrace quiet luxury with breathable, lightweight fabrics and timeless pieces that feel relaxed, polished, and perpetually in style.
1. Light Trench Coat + Silk Blouse + Cropped Trousers
A classic trench paired with a flowing silk blouse and tailored cropped trousers is springtime sophistication. Finish with loafers or ballet flats for easy polish.
2. Pastel Cashmere Sweater + White Midi Skirt + Nude Flats
Pastel colours and light fabrics are perfect for spring. A pastel cashmere sweater with a crisp white midi skirt and simple nude flats creates an airy, feminine, and refined look.
3. Striped Button-Down Shirt + Linen Pants + Leather Loafers
Nautical stripes meet breathable linen for a cool, casual outfit. Add leather loafers and minimal gold jewelry to add a touch of shine.
4. Lightweight Blazer + Cotton Dress + Pearl Earrings
Throw a lightweight blazer over a classic cotton dress and accessorize with delicate pearl earrings. This will be a go-to combo all spring long.
5. Silk Scarf + Breton Top + High-Waisted Jeans
Tie a silk scarf around your neck or bag, pair it with a striped Breton top and high-waisted jeans. Add loafers for a timeless spring vibe that’s both casual and chic.
Shop timeless spring outfit ideas:
Embracing old money fashion means choosing timeless pieces that never go out of style. To dress like old money, it really just means focusing on quality, simplicity, and elegance.
From summer aesthetic outfits to classic layers, these old money outfit ideas offer endless outfit combinations, that can make up the foundation of your capsule wardrobe.
Whether you’re having fun curating “old money aesthetic” clothes or perfecting your summer “old money” outfits, the key is to style clothing in an elegant, effortless way.
Want to read more trending fashion guides like this one? Subscribe below to keep up to date with fashion trends, up-and-coming designers, and in-depth beauty guides. You can also follow us on Instagram @nomadeandmode.